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Debarshi Ghosh's avatar

Really enjoyed your breakdown, Dipender! Framing CBDCs as products makes the design choices and trade-offs much clearer. The two-tier distribution and API approach you highlight show how product thinking shapes adoption. TCLM provides insights on trade credit, liquidity, and working capital, which can be useful for understanding the broader financial ecosystem.

(It’s free)- https://tradecredit.substack.com/subscribe

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